If you’re shopping for Short Term health insurance, also called temporary health insurance, you’ve probably read a story or two about how federal regulations have been put in place for temporary health insurance coverage.
Yes. Federal regulations do now apply to Short Term health insurance.
The features of Short Term insurance plans make them an affordable and flexible health insurance choice for many people looking to bridge coverage gaps. For many situations, a temporary health plan may be the best health insurance choice available until you find a long term solution. The federal regulations haven't changed that.
Affordable coverage with low premiums for those times you need a budget-friendly solution to fill your insurance gap.
Always available to you. You can apply for Short Term insurance coverage year round.
Quick to get you covered. Your temporary health insurance plan may be in effect as soon as the next day after you apply with some carriers.
Adaptable to your needs. Some carriers let you choose your deductible amount, add other coverages like accident and prescriptions, or cut your costs with options like paying your entire premium up front.
Flexible to changes in your life. When you’re ready to move on, you can drop your coverage.